House Loan is a medium to long term loan facility. The product is designed for renovation, improvement, extension, restoration and enhancement of customer’s existing housing unit.

Product Specification

  • Credit Amount from PKR 75,000 to PKR 2,000,000.

  • Competitive Mark-up Rate.

  • Credit Tenure: Up to 5 years (up to 24 months for unsecured).

  • Easy monthly installments.

  • Minimum documentation & Quick Loan Processing.

  • Repayment in Equal Monthly Installments (EMI).

  • Instant SMS alerts on every transaction.

  • FINCA Pay – Digital Mobile Application

  • IBFT Facility.

  • 24/7 Call Center Assistance.

Eligibility Criteria

  • Age limit 21 to 62 years (up to 60 years for salaried individuals).

  • 02 years business / employment experience (03 years for contractual employee).

  • Valid CNIC.

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