Successful Business, Prosperous Life

FINCA Karobari Karza is the premier lending product of FINCA Microfinance Bank Limited. The product has been especially designed to cater to the needs of individual micro-entrepreneurs (men and women) who operate a business and require funds for working capital or fixed assets. Interested business owners can apply for the loan by completing a simple form and attaching relevant documents.

Features & Specifications

  • Payable in equal monthly installments

  • Credit Range: PKR. 500,001 – PKR 1,000,000

  • Credit Tenure: 12, 18, 24, 30, & 36 Months

  • Convenient & easy to understand paper work

  • Instant SMS alerts on every transaction

  • Online Banking

  • IBFT Facility

  • 24/7 Call Center Assistance

Min Eligibility Requirements:

  • Resident Pakistani National.

  • Hold Valid CNIC (Computerized National Identity Card).

  • Age between 21 to 62 Years (At the time of approval of loan).

  • Not Part of Any Customer / Loan Exclusion / Negative List.

  • Involved in Business for Last 02 Year.

  • Running Business at Current Location for Last 01 Year.

Finca Karobari Karza (SME)

FINCA Karobari Karza – SE is medium-term term loan facility classified as production and development loan for working capital and/or capital expenditure needs of the individuals involved in businesses in trading, manufacturing and services sectors.

Features & Specifications

  • Credit amount ranges from PKR 25,000 to PKR 500,000

  • Credit tenure can be 6, 12, 15, 18 or 24 months

  • Repayment in Equal Monthly Installments (EMI)

  • Convenient & easy to understand paper work

  • Instant SMS alerts on every transaction

  • Online Banking

  • IBFT Facility

  • 24/7 Call Center Assistance

Min Eligibility Requirements:

  • Age between 21 to 62 years (at the time of loan approval)

  • Valid CNIC

  • Operational business for >1 year

  • Personal guarantor