Successful Business, Prosperous Life

Finca Karobari Karza (Basic & Plus)

FINCA Karobari Karza – Basic & Plus (Business Loan) are short to medium-term term loan facility classified as production and development loan for working capital and/or capital expenditure needs of the individuals involved in businesses in trading, manufacturing and services sectors.

Features & Specifications

  • Basic: Credit amount up to PKR 150,000

    Plus:   Credit amount ranges from PKR 150,001 to PKR 500,000

  • Credit tenure can be 6, 12, 15, 18 or 24 months

  • Repayment in Equal Monthly Installments (EMI)

  • Convenient & easy to understand paper work

  • Instant SMS alerts on every transaction

  • Online Banking

  • IBFT Facility

  • 24/7 Call Center Assistance

Min Eligibility Requirements:

  • Age between 21 to 62 years (at the time of loan approval)

  • Valid CNIC

  • Operational business for >1 year

  • Personal guarantor

FINCA KAROBARI KARZA (SE)

FINCA Karobari Karza -SE (Business Loan) is the premier lending product of FINCA Microfinance Bank Limited. The product has been especially designed to cater to the needs of individual micro-entrepreneurs (men and women) who operate a business and require funds for working capital or fixed assets. Interested business owners can apply for the loan by completing a simple form and attaching relevant documents.

Features & Specifications

  • Payable in equal monthly installments

  • Credit Range: PKR. 500,001 – PKR 1,000,000

  • Credit Tenure: 12, 18, 24, 30, & 36 Months

  • Convenient & easy to understand paper work

  • Instant SMS alerts on every transaction

  • Online Banking

  • IBFT Facility

  • 24/7 Call Center Assistance

Min Eligibility Requirements:

  • Resident Pakistani National.

  • Hold Valid CNIC (Computerized National Identity Card).

  • Age between 21 to 62 Years (At the time of approval of loan).

  • Not Part of Any Customer / Loan Exclusion / Negative List.

  • Involved in Business for Last 02 Year.

  • Running Business at Current Location for Last 01 Year.