Sunheri Karza – SE
FINCA Sunehari Karza – Small Enterprises is funded, secured short to medium-term loan facility extended for working capital and/or capital expenditure needs of the individuals involved in businesses of trading, manufacturing, services, Livestock sectors. The loan is payable in equal monthly / quarterly installments.
Features and Specification:
Credit Tenure: 12,18, 24, 36 months.
Credit amount ranges: Rs. 500,001/- to Rs. 1,000,000/-
Repayment in Equal Monthly Installments (EMI) or lump sum (bullet).
Convenient & easy to understand paper work.
Instant SMS alerts on every transaction.
Online Banking.
IBFT Facility.
24/7 Call Center Assistance.
Minimum Eligibility Criteria:
The borrower must meet all the following:
Resident Pakistani National.
Hold Valid CNIC (Computerized National Identity Card).
Age between 21 to 62 Years (At the time of approval of loan).
Not Part of Any Customer / Loan Exclusion / Negative List.
Have some source of income (Business / Livestock).
Offers Gold (Ornament or Bullion) as Collateral.
Satisfactory Credit Worthiness as per FINCA’s Standard (Section – Credit Worthiness).
The maximum net annual income shall not exceed the income level stipulated in Regulation R-5 of SBP’s Prudential Regulations for Microfinance Banks (No limit in case of FINCA Sunehari Karza – Small Enterprises).